Recover Faster, Stress Less! Our Public Adjusters Streamline the Claims Process
Whether it's a question about filing a claim or rectifying mistreatment by your carrier, we're here to help you navigate the process. Our expertise ensures you receive the coverage you're entitled to. When disputes arise, we stand strong to protect your rights. Let us be your compass through the claims journey, ensuring a smooth and efficient settlement. With our public insurance adjusters, you're never alone – we're dedicated to untangling intricacies, shielding you from disputes, and securing your rightful benefits. Contact us today for expert assistance in the intricate world of insurance claims.
How it Works
In our free initial consultation we do a thorough inspection of your property and review your policy. We generate a preliminary estimate and compare that to the deductible amount to help the policyholder gauge if filing a claim is beneficial. It's important to note that specific steps and timelines which vary depending on the the insurance company's policies and any legal requirements in your jurisdiction.
You as the policy holder initiate the process by filing the claim. Once that is done we send in our letter of representation, estimate, and photo report documenting the damage to your insurance carrier. From this point forward we handle all aspects of the claim with you being included on all correspondence. You can be involved in this as much or as little as you would like and we are always available to answer your questions.
The carrier will review our estimate and documentation and make a determination on if it is a covered peril and the amount of money needed to make the repairs. At this point they will likely release a portion of the estimate deemed "undisputed funds" and/or request an inspection one of their company adjusters. Our public adjusters will be on site during this inspection to point out the damages and explain the proper building methods necessary to repair it.
The public adjuster will engage in negotiations with the insurance company's adjuster to ensure you receive a fair and equitable settlement. We will advocate for your rights and present the evidence and documentation to support your claim. Our adjusters will work to maximize the settlement amount.
Once a settlement is reached, the public adjuster will review the settlement agreement to ensure it aligns with your best interests. They will guide you through the process of accepting the settlement and assist with any necessary paperwork or documentation.
Frequently Asked Questions
Please contact us if you cannot find an answer to your question.
Public adjusters provide a range of services to policyholders, including:
- Evaluating insurance policies to understand coverage and claim potential.
- Documenting and assessing property damage or loss.
- Preparing and submitting the insurance claim on behalf of the policyholder.
- Negotiating with the insurance company to ensure a fair settlement.
- Providing guidance and support throughout the entire claims process.
- Assisting with the preparation of any necessary paperwork or documentation
Public adjusters are typically compensated on a contingency fee basis, meaning they receive a percentage of the final insurance claim settlement. The specific percentage may vary depending on the state and the complexity of the claim. This arrangement aligns the interests of the public adjuster with the policyholder, as their fee is directly tied to maximizing the settlement amount.
It is advisable to hire a public adjuster when you are faced with a complex or significant insurance claim. This may include situations such as large-scale property damage, fire damage, water damage, natural disasters, or situations where you feel the insurance company is not offering a fair settlement. A public adjuster can help navigate the claims process and ensure that you receive the maximum compensation you are entitled to under your policy.
Insurance company adjuster
- works for the insurance company and is responsible for assessing the damages and determining the appropriate settlement amount for a claim.
Public Adjuster
- is an advocate for the policyholder and works exclusively on their behalf to maximize the insurance claim settlement.
Don't just take our word for it
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